An AI-Powered Investment Tool

A tool based on generative intelligence that can provide financial advice for wealth growth

Scenario

There is no doubt that the world of investing is as fascinating as it is complex to understand if one does not have all the necessary background and is not always informed about the latest events. In fact, the financial information that needs to be found is numerous and from different sources, with analyses of the historical performance of various instruments also often proving to be complex and time-consuming.

The proper management of different risk profiles and the high cost of dedicated advice are also other barriers to entry to the world of investment, which therefore remains difficult to access for all those who do not have the time or ability to properly inform themselves.


Investibot

Through the use of generative artificial intelligence, however, it is possible to make this less complex and to personalize it in such a way as to go out and capture everyone's interests and needs. Precisely to meet all these challenges, Technology Reply Financial Services during a challenge on generative artificial intelligence conceived, designed and built a prototype of Investibot.

It is an accessible, scalable and inclusive tool that enables anyone to get investment suggestions through targeted analysis of the effectiveness of past investments. It does this by combining user data with market analysis, taking a differentiated, data-driven approach to informed investment decisions. For example, through Investibot a user can get targeted advice based on his or her areas of interest, portfolio, desired financial instrument, and risk appetite.

Integration into the banking environment

In addition to being a stand-alone tool, Investibot also lends itself to use within a more complex banking context, such as home banking services or mobile apps. In fact, thanks to the user's data, it is able to support their long-term planning and engage them through targeted and dedicated solutions tailored to the customer's need. The presence of a generative AI-based tool also acts as a catalyst for innovation in the financial sector, opening up new perspectives and opportunities for investors in an ever-changing environment.

Origin and next steps

Investibot was developed in Python and is based on Google Gemini artificial intelligence. Besides being used as a stand-alone product, it can also be integrated and customized as needed on home banking sites or other applications belonging to the financial world. Investibot is currently being optimized, with some prototypes being shown to leading companies in the industry.

Some of the future developments include even greater integration of artificial intelligence, through the adoption of dedicated machine learning-based continuous learning systems and the implementation of more developed predictive algorithms. Also being explored is the possibility of completing the transaction recommended by Investibot directly from the tool, without having to switch to a second application.